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Sunday, June 19, 2011

The Two Year Plan...Ssshh I'm not supposed to talk about it.

My first instinct is not to say anything about The Two Year Plan, lest Injinx it somehow, but upon further consideration, if I don't say anything, I'm likely to just keep it a plan and not do anything about it.

I'll get to the plan in a moment...

My head is spinning right now, so I can't sleep at all. Tomorrow I have to go back to work and there is absolutely so much I have to do, in such a short period of time. Fortunately, The Trolls are still in Massachusetts for the next few weeks, so I'll be able to commit to linger hours at work, which will help. But still...nothing like leaving paradise to come back to the gauntlet. Jeez Louise...

This past week was magical, even if nit terribly exciting. I feel like The Boyfriend™ and I connected on a really solid level. We spent some real quality time with The Trolls, creating good, happy memories for us all. You can't put a price on that.

Even though I didn't have near enough time to see all of my family or most of my friends, the time I did spend with family was solid and good. I feel grounded and whole again. The Boyfriend™ got to connect with my family and glean a greater understanding about why I am the way I am (which, I think went a great deal toward helping connect us).

The air was breathable; the river clear and crisp. I got a good fix of rainy weather, which I have been so desperately missing in Florida, where we are currently experiencing drought-like conditions.

There were ghosts and burnt popcorn. There was one bleeding head. There was peeling skin and picnics on the grass. There was a bedroom campout. There was love and laughter and joy.

I am not ready to leave that behind. So, I won't. Which brings me to The Two Year Plan.

Over the course of the next two years, The Boyfriend™ and I will be scaling back the excess in our lives to scrimp and save every penny toward moving to Massachusetts (back to, for me). It's going to require a phenomenal effort on our parts, considering that I especially have the attention span of a fruit fly, but the benefits will be worth it. By August 30, 2013, if all goes according to plan, we should have about $24,000 saved up, which will be a nice nest egg to start our new life. Here's how it will work.

There are certain fixed household expenses, not counting groceries, daycare, cell phone bills,etc. We're each going to maintain our private bills separately. Fixed bills are about $1000 a month, total, or $500 each. Not a lot, when you get down to it.

We're each going to set aside, in the joint account, another $500 per month, each. This chunk will go into savings where we'll promptly forget about it and let it accrue some interest.

The Boyfriend™ wants to buy a house up there, but I'm more of a renter. We'll have to see how this one pans out, but the ultimate goal is to have a solid chunk of change for a down payment on a fixer upper that we can make our own. The Boyfriend™ currently owns the house we're living in now, so we may hold onto it as a rental property so he, at least, has an exit strategy.

There are a lot of other small details that are going into this plan, such as cleaning up old, existing debts, and making sure that we're planning meals before we grocery shop, so we don't go overboard - and I'll spare you the rest - but, the nitty gritty is what, ultimately, will help us stay focused and on target.

In the mean time, I'm trying to equally realize that much of this is post-vacation syndrome, but also realizing that my excitement has more to do with this being something I really, REALLY want to do (and it's on my life list, no less), and wanting to keep the momentum of my post-vacation syndrome going to propel me toward success.

I expect that there will be hurdles on my way, namely unforeseen expenses, or unplanned trips to the ER, but I will NOT let those get in the way or get me down.

The funny thing is, though, The Universe seems to be pointing us in this direction, anyway, from my Kabbalah tune ups, to my TUT messages, to my horoscope...everything is saying DO IT. And whe. the Universe speaks, it's wise to listen.

Keep the positive thoughts flowing, my lovelies. I'll need all the encouragement, focus, love and support I can get.

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